fighting allstate over cars value, help me keep my car |
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fighting allstate over cars value, help me keep my car |
bradtho |
Sep 14 2017, 09:28 PM
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#1
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Member Group: Members Posts: 266 Joined: 22-December 09 From: Seattle, WA Member No.: 11,165 Region Association: None |
I got hit recently. the other drivers insurance has accepted full liability (yay!) but now they are trying to declare my car a total loss.
the good news: - they aren't arguing condition, they are categorizing it excellent - we're in the ballpark, they are valuing it at about the amount of the repair estimate, $22k the bad news: - they still want to total it I don't want to allow it to be totaled because if I buy it back and repair it and am hit again I figure it really hurts my value for the next claim (which hopefully never happens, but...). I can find plenty of threads on choosing an insurance provider, but didn't find much on arguing value. So - any tips/help with establishing value for cars that are in excellent shape? - any tips/help for strategy on fighting (and winning) with one of the major insurance providers? I'm looking to collect comps in the $28k+ range (since that's what I need to avoid the total declaration). And yes, I've got the recent $93k car from monterery! I'm also looking into lawyer options, figuring that can't hurt. Not sure how to go about finding a good lawyer to help with an unusual car value. any help appreciated. |
Intubator |
Sep 15 2017, 04:49 PM
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#2
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Newbie Group: Members Posts: 18 Joined: 12-January 14 From: Maryland Member No.: 16,878 Region Association: North East States |
Try contacting your state's Insurance commission and tell them you're not getting a full value settlement offer for your loss. This may work before committing to the expense of an attorney. I had to do this very thing myself for 68 911 I restored and unfortunately was totaled in an accident when I let a friend drive it... The ins co offered me a low ball offer and after going back and forth with them for about two weeks I contacted the commission and then after also writing a letter to them with details on the condition with comp values, the insurance company offered me the fair market value two weeks later. I ultimately negotiated $1000 less in the settlement to be able to keep the wreckage and I sold parts for four years after.
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