fighting allstate over cars value, help me keep my car |
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fighting allstate over cars value, help me keep my car |
bradtho |
Sep 14 2017, 09:28 PM
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#1
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Member Group: Members Posts: 266 Joined: 22-December 09 From: Seattle, WA Member No.: 11,165 Region Association: None |
I got hit recently. the other drivers insurance has accepted full liability (yay!) but now they are trying to declare my car a total loss.
the good news: - they aren't arguing condition, they are categorizing it excellent - we're in the ballpark, they are valuing it at about the amount of the repair estimate, $22k the bad news: - they still want to total it I don't want to allow it to be totaled because if I buy it back and repair it and am hit again I figure it really hurts my value for the next claim (which hopefully never happens, but...). I can find plenty of threads on choosing an insurance provider, but didn't find much on arguing value. So - any tips/help with establishing value for cars that are in excellent shape? - any tips/help for strategy on fighting (and winning) with one of the major insurance providers? I'm looking to collect comps in the $28k+ range (since that's what I need to avoid the total declaration). And yes, I've got the recent $93k car from monterery! I'm also looking into lawyer options, figuring that can't hurt. Not sure how to go about finding a good lawyer to help with an unusual car value. any help appreciated. |
North Coast Jim |
Feb 2 2020, 12:24 PM
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#2
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Member Group: Members Posts: 326 Joined: 11-December 15 From: Northern Ohio Member No.: 19,450 Region Association: MidAtlantic Region |
Sorry your going though this hassle.
Had a similar issue after hitting a 100 lb dog. Not as extensive as yours but still an issue that took a couple months to remedy. It can be fixed. By the way the dog is OK. Replaced the bumper, bumper top , hood release and air dam. Damage was to the front sheet metal making the trunk/hood unable to open. Creased the fender adjacent to the hood and next to the turn signal indicator. Trunk damage at inner fender location. All was pulled/pushed out successfully. Had paint left over. Headlight bucket cover and eyebrow also painted. After all was done you cannot tell that the car was damaged at all. Cost for insurance was $7000 and it took 6 weeks. As it's not my daily driver I could wait. My insurance, Progressive, made it all happen with little to no hassle for me. Helped that the shop in Columbus Ohio handles Porsche 914 work. They even had a brand new bumper in primer !!! Last one though. |
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