OT: people SUCK!!!! Options

[bd1308]

as a side-job i help people with thier computers.....

I helped this one girl with her computer....spent like four hours over there at HER house. got french kissed by the dog too (IMG:http://www.914world.com/bbs2/html/emoticons/dry.gif) .....i gave them a price of 70 dollars, and the girl gave me a check.

I deposit it, and i check my acc't tonight and find that NOT only was the check cancelled, since I relied on that money, I now have a huge overdraft....

(IMG:http://www.914world.com/bbs2/html/emoticons/ar15.gif) (IMG:http://www.914world.com/bbs2/html/emoticons/ar15.gif)

how do i protect myself from this in the future....dont take checks?


b

[Jenny]

QUOTE (bd1308 @ Nov 10 2005, 04:04 PM)

now that I know the branch manager very well, she told me that I should collect this fee for returned checks and under her breath she said overdraft fees....should i collect this?

YES! YES! YES!!!!

Get yer money! Get the money yer gonna get charged for not having yer money in the first place. Get the money you paid for gas to get to the bank (okay, that might be pushing it a little). But DEFINITELY get your $70, any fees your bank charged you (before you worked out the halfsies deal), and any other fees you accrued due to insufficient funds. That includes stuff outside of your bank. For example: If you bounced a check to your credit card company, you'll get charged from your bank for writing the check, you'll get charged a late fee from your cc company, and also a finance charge for not paying your balance off by the due date.

Jen