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> fighting allstate over cars value, help me keep my car
bradtho
post Sep 14 2017, 09:28 PM
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From: Seattle, WA
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I got hit recently. the other drivers insurance has accepted full liability (yay!) but now they are trying to declare my car a total loss.

the good news:
- they aren't arguing condition, they are categorizing it excellent
- we're in the ballpark, they are valuing it at about the amount of the repair estimate, $22k

the bad news:
- they still want to total it

I don't want to allow it to be totaled because if I buy it back and repair it and am hit again I figure it really hurts my value for the next claim (which hopefully never happens, but...).

I can find plenty of threads on choosing an insurance provider, but didn't find much on arguing value. So
- any tips/help with establishing value for cars that are in excellent shape?
- any tips/help for strategy on fighting (and winning) with one of the major insurance providers?

I'm looking to collect comps in the $28k+ range (since that's what I need to avoid the total declaration). And yes, I've got the recent $93k car from monterery!

I'm also looking into lawyer options, figuring that can't hurt. Not sure how to go about finding a good lawyer to help with an unusual car value.

any help appreciated.

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bradtho   fighting allstate over cars value   Sep 14 2017, 09:28 PM
thelogo   Sorry , this is everybody's worst nightmere ...   Sep 14 2017, 09:44 PM
bradtho   Sorry , this is everybody's worst nightmere ...   Sep 14 2017, 09:48 PM
thelogo   Sorry , this is everybody's worst nightmere ...   Sep 14 2017, 09:53 PM
bradtho   [quote name='bradtho' post='2527872' date='Sep 14...   Sep 14 2017, 09:59 PM
PanelBilly   There's a lawer who advertises in the local PC...   Sep 14 2017, 09:45 PM
thelogo   I can find plenty of threads on choosing an insura...   Sep 14 2017, 09:47 PM
AZBanks   Sorry to hear about your car. It looks like a beau...   Sep 14 2017, 09:49 PM
RickS   I am very sorry to see such carnage. It was sure b...   Sep 14 2017, 10:03 PM
bradtho   Next classic car only go with Agreed Value insura...   Sep 14 2017, 10:05 PM
thelogo   Next classic car only go with Agreed Value insur...   Sep 14 2017, 10:15 PM
scott_in_nh   [quote name='bradtho' post='2527884' date='Sep 14...   Sep 15 2017, 02:46 PM
porschetub   OMG that makes me :barf: ,such a nice car,sorry I...   Sep 14 2017, 10:09 PM
Frankvw   Like Porschetub is also mentioning...does not look...   Sep 14 2017, 11:08 PM
Larmo63   Send it to Kent........he can fix that.   Sep 14 2017, 11:29 PM
bradtho   thanks everyone. no issues with getting it fixed. ...   Sep 14 2017, 11:31 PM
somd914   Went through similar when my mother was hit and to...   Sep 15 2017, 06:21 AM
My 914   Get a lawyer to deal with the insurance issues for...   Sep 15 2017, 06:31 AM
cal44   First off, I don't see a totaled car, I see a ...   Sep 15 2017, 07:30 AM
rhodyguy   Fuck Brad! Speechless! don't accept a ...   Sep 15 2017, 07:35 AM
KELTY360   So sorry to see this Brad, that's such a beaut...   Sep 15 2017, 07:39 AM
rhodyguy   Where did this incident happen?   Sep 15 2017, 08:55 AM
bradtho   Where did this incident happen? just north of g...   Sep 15 2017, 08:59 AM
rhodyguy   no figuring this out. No matter how hard I try.   Sep 15 2017, 09:03 AM
mlindner   Bradtho, I not an expert, but.......there's a ...   Sep 15 2017, 09:06 AM
PanelBilly   I think you need to pull out the BBQ and invite us...   Sep 15 2017, 09:12 AM
Jeff Bowlsby   Looky here: http://bowlsby.net/914/Classic/Recent...   Sep 15 2017, 09:13 AM
Mike1981   Sorry to hear this. My 1st 914 was totaled as wel...   Sep 15 2017, 10:32 AM
bradtho   Sorry to hear this. My 1st 914 was totaled as we...   Sep 15 2017, 11:04 AM
Mike1981   Sorry to hear this. My 1st 914 was totaled as w...   Sep 15 2017, 08:18 PM
Tom_T   I got hit recently. the other drivers insurance h...   Sep 15 2017, 10:45 AM
bradtho   First of all, you (& they) should be using t...   Sep 15 2017, 11:05 AM
SirAndy   Can't help with the insurance but that can cer...   Sep 15 2017, 10:49 AM
ConeDodger   Can't help with the insurance but that can ce...   Sep 17 2017, 05:24 PM
Coondog   My first 914 was also totaled by one illegal alien...   Sep 15 2017, 10:55 AM
Coondog   Also ask for a full repaint and or find a repair s...   Sep 15 2017, 10:56 AM
horizontally-opposed   I got hit recently. the other drivers insurance h...   Sep 15 2017, 11:17 AM
bradtho   thanks Pete. the car is still a 1.7. I have a 3.2 ...   Sep 15 2017, 11:25 AM
KELTY360   Brad - If you want more info on John, give me a ca...   Sep 15 2017, 11:37 AM
Edward Blume   OK - $22K Excellent Condition... for a stock ...   Sep 15 2017, 01:44 PM
Edward Blume   OK - $22K Excellent Condition... for a stock...   Sep 15 2017, 01:46 PM
Intubator   Try contacting your state's Insurance commissi...   Sep 15 2017, 04:49 PM
RickS   If you decide to have the unibody pulled and strai...   Sep 15 2017, 08:26 PM
Unobtanium-inc   My experience has always been insurance companies ...   Sep 17 2017, 03:16 PM
sixnotfour   Sad story,,with a happy ending...Gold 914 AF0wMDJh...   Feb 2 2020, 08:02 AM
sixnotfour   Sad story,,with a happy ending...Gold 914 AF0wMDJ...   Feb 2 2020, 11:24 AM
brcacti   I got hit recently. the other drivers insurance h...   Feb 2 2020, 08:55 AM
TheCabinetmaker   2 year old post   Feb 2 2020, 09:08 AM
brcacti   2 year old post .......Ha, I also noticed that ...   Feb 2 2020, 11:57 AM
FL 000   Great to see that car repaired and back on the roa...   Feb 2 2020, 10:16 AM
Mikey914   Bradtho, I not an expert, but.......there's a...   Feb 2 2020, 11:33 AM
horizontally-opposed   So cool to see this gold 914 lived on—it's t...   Feb 2 2020, 11:37 AM
Jett   Great to see it back on the road... We saw this ca...   Feb 2 2020, 11:44 AM
North Coast Jim   Sorry your going though this hassle. Had a simil...   Feb 2 2020, 12:24 PM
sixnotfour   Its revived for a happy end to the bs.Brad went th...   Feb 2 2020, 01:01 PM
mlindner   As fare as it being totaled. The statement is ...   Feb 2 2020, 03:07 PM
StarBear   CHeck out The Mart toward the end of each issue of...   Feb 3 2020, 07:27 PM


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