 Car insurance? |
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| Cairo94507 |
 Dec 11 2018, 10:51 AM
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#21
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Michael  Group: Members Posts: 9,741 Joined: 1-November 08 From: Auburn, CA Member No.: 9,712 Region Association: Northern California 
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Good to know. Thanks. (IMG:style_emoticons/default/bye1.gif)
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| SirAndy |
Dec 11 2018, 12:03 PM
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#22
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Resident German Group: Admin Posts: 41,625 Joined: 21-January 03 From: Oakland, Kalifornia Member No.: 179 Region Association: Northern California |
QUOTE(TravisNeff @ Dec 10 2018, 09:09 PM)  I will find out the deal is with collector cars at AAA. I work there and as a matter of fact I am the scrum master for the online quote team. (IMG:style_emoticons/default/type.gif) (IMG:style_emoticons/default/thumb3d.gif) |
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| SirAndy |
Dec 11 2018, 12:04 PM
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#23
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Resident German Group: Admin Posts: 41,625 Joined: 21-January 03 From: Oakland, Kalifornia Member No.: 179 Region Association: Northern California |
I'll try to get a quote from Hagerty today but last time i tried (several years ago) i didn't qualify because i was driving the car too much and too often.
(IMG:style_emoticons/default/idea.gif) |
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| 90quattrocoupe |
Dec 11 2018, 12:34 PM
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#24
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Member Group: Members Posts: 208 Joined: 4-November 16 From: Long Beach, CA. Member No.: 20,561 Region Association: Southern California |
Let us know how it goes.
Greg W. |
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| burton73 |
Dec 11 2018, 01:38 PM
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#25
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burton73 Group: Members Posts: 3,515 Joined: 2-January 07 From: Los Angeles Member No.: 7,414 Region Association: Southern California
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QUOTE(Cairo94507 @ Dec 11 2018, 08:51 AM) Just called Hargerty and I just bumped my 6 up to $135,000 and my V8 car together is $1,328. here in California. High limits. They see the build blog and that proves to them the quality of my car. Good to know for your 6. Bob B (IMG:style_emoticons/default/wub.gif) |
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| Cairo94507 |
Dec 11 2018, 02:11 PM
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#26
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Michael Group: Members Posts: 9,741 Joined: 1-November 08 From: Auburn, CA Member No.: 9,712 Region Association: Northern California
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| djway |
Dec 11 2018, 08:30 PM
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#27
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Senior Member Group: Members Posts: 787 Joined: 16-October 15 From: Riverside Member No.: 19,266 Region Association: Southern California |
Hagerty does not check mileage, you must have another vehicle that is your daily driver.
California places the requirement to require the car to be garaged so ALL insurers in CA that do Collector insurance will require the car be stored in an enclosed building. I have cars that I don't drive because I only have a two car garage. |
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| struckn |
Dec 11 2018, 10:04 PM
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#28
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Senior Member Group: Members Posts: 1,069 Joined: 9-November 11 From: South Central York Pennsyvania Member No.: 13,764 Region Association: MidAtlantic Region |
JC Taylor. Tell them what you think the value of the vehicle is and where you keep it and you are covered. Cost me $337 total for '68AMX, '60 CHEVY C10 Truck and the '74 914.
JC Taylor is part of the Foremost Insurance Group. |
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| dcheek |
Dec 12 2018, 10:23 AM
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#29
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Senior Member Group: Members Posts: 691 Joined: 30-May 06 From: Westfield, New Jersey Member No.: 6,103 |
I've had Condon & Skelly insure all my collector cars for 30 years. Agreed value policy with no mileage limits. I just got the bill for 2019 and it's just under $1000.00. List of cars is in my signature. Their telephone number 800-257-9496.
Dave |
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| MartyYeoman |
Dec 12 2018, 06:20 PM
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#30
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Senior Member Group: Members Posts: 1,518 Joined: 19-June 03 From: San Ramon, CA Member No.: 839 Region Association: Northern California
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I feel your pain Andy. I just got the latest policy renewal notice from Farmers and my 914 premium jumped from $231 to $451 (6 month policy). Got a quote from Hagerty for the same coverage $109. Really a no-brainer to switch over. Actually, the Hagerty insurance was a little better than my Farmers policy in that it also included Towing and Road Service, as well as, a higher Medical Payment (per person per accident) and a Guaranteed Payout Value. Good luck shopping!
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| TravisNeff |
Dec 12 2018, 07:41 PM
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#31
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914 Guru Group: Members Posts: 5,082 Joined: 20-March 03 From: Mesa, AZ Member No.: 447 Region Association: Southwest Region
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The reason that the online quote system only goes back to 1985, is that we sub out collector insurance to another company and then we service the policy. You will have to contact your local AAA/CSAA office for them to quote you up.
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| rstover |
Dec 12 2018, 07:47 PM
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#32
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Member Group: Members Posts: 136 Joined: 15-November 11 From: Kerrville, TX Member No.: 13,785 Region Association: Southwest Region |
Just 2 cents. I have had State Farm for years and was bad mood with them and went shopping. I went through the whole process with Nation Wide quotes ect. The person I talked to told me that Nation Wide owned Hagerty and it folded into the other policies. In the end I didn't change. At the time I thought it would be helpful on the old cars, but not on other items offset some of this. Not sure if this helps.
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| wes |
Dec 12 2018, 09:06 PM
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#33
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wes Group: Members Posts: 1,588 Joined: 8-December 07 From: Ukiah Ca Member No.: 8,436 Region Association: Northern California
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I just moved my 914 from AAA to Hagerty for $40,000 agreed value also raising liability coverage as that’s what the agent recommended and am saving $36 a year over AAA regular insurance. Also I mentioned to the Hagerty agent that I planned to travel to the Southern California for a couple of events and at least once a month drive.
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| scallyk9 |
Dec 12 2018, 09:07 PM
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#34
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Member Group: Members Posts: 320 Joined: 16-October 16 From: Port Orchard, WA, USA Member No.: 20,499 Region Association: Pacific Northwest
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I have Hagerty on both 914s and my Merkur. They did cover them when I only had a three walls but no garage doors "carport". Now that they are in a locked garage, the price is less, but their carport coverage was still considerably lower than the State Farm policy my daily drivers are on. The Hagerty Plus membership policy addition has been very useful to me.
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| djway |
Dec 12 2018, 10:31 PM
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#35
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Senior Member Group: Members Posts: 787 Joined: 16-October 15 From: Riverside Member No.: 19,266 Region Association: Southern California |
QUOTE(scallyk9 @ Dec 12 2018, 07:07 PM) I have Hagerty on both 914s and my Merkur. They did cover them when I only had a three walls but no garage doors "carport". Now that they are in a locked garage, the price is less, but their carport coverage was still considerably lower than the State Farm policy my daily drivers are on. The Hagerty Plus membership policy addition has been very useful to me. The original post was by a person located in California. California requires that the collector cars be in a fully enclosed permanent building, not Hagerty. I have had conversations with multiple insurance companies and have been told this by each and every one. |
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| drem914 |
Apr 10 2019, 09:49 AM
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#36
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Senior Member Group: Members Posts: 1,030 Joined: 16-May 08 From: Trabuco Canyon, CA Member No.: 9,062 Region Association: Southern California
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QUOTE(TravisNeff @ Dec 12 2018, 06:41 PM) The reason that the online quote system only goes back to 1985, is that we sub out collector insurance to another company and then we service the policy. You will have to contact your local AAA/CSAA office for them to quote you up. Contacted AAA and they said they don't do collector/classic car ins for my year and they don't do stated value. Classic cars are only before '68. Not my '75. Going to have to try again with someone more knowledgable over there. |
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| 914_teener |
Apr 10 2019, 10:26 AM
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#37
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914 Guru Group: Members Posts: 5,197 Joined: 31-August 08 From: So. Cal Member No.: 9,489 Region Association: Southern California |
QUOTE(drem914 @ Apr 10 2019, 08:49 AM) QUOTE(TravisNeff @ Dec 12 2018, 06:41 PM) The reason that the online quote system only goes back to 1985, is that we sub out collector insurance to another company and then we service the policy. You will have to contact your local AAA/CSAA office for them to quote you up. Contacted AAA and they said they don't do collector/classic car ins for my year and they don't do stated value. Classic cars are only before '68. Not my '75. Going to have to try again with someone more knowledgable over there. Yep....I had stated value for the 914 with them. When they finally agreed to do it my rate jumped. Then when I bought the 987.1 they wouldn't insure it after they told me before that they would. I dropped them for the P cars and went with Hagerty's. They (AAA) still insure my other cars. I just don't think they want to do classic cars so I took my business elsewhere. |
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| gandalf_025 |
Apr 10 2019, 11:59 AM
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#38
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Senior Member Group: Members Posts: 1,453 Joined: 25-June 09 From: North Shore, Massachusetts Member No.: 10,509 Region Association: North East States |
Check with Grundy Insurance..
I had 2 cars insured with Hegarty but the agent was less than truthful... Ended up with Grundy.... But be aware that if you have cars insured with 2 different companies and are in a State that assigns points to your license for accidents, they will increase your rates and you will pay the penalty premium increase on both policies if the driver with the accident is listed as an operator on both Policies.. In Massachusetts, that premium increase stays in effect for 6 years if you have an accident that costs more than 1000.00... |
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| drem914 |
Apr 10 2019, 12:02 PM
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#39
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Senior Member Group: Members Posts: 1,030 Joined: 16-May 08 From: Trabuco Canyon, CA Member No.: 9,062 Region Association: Southern California
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QUOTE(914_teener @ Apr 10 2019, 09:26 AM) QUOTE(drem914 @ Apr 10 2019, 08:49 AM) QUOTE(TravisNeff @ Dec 12 2018, 06:41 PM) The reason that the online quote system only goes back to 1985, is that we sub out collector insurance to another company and then we service the policy. You will have to contact your local AAA/CSAA office for them to quote you up. Contacted AAA and they said they don't do collector/classic car ins for my year and they don't do stated value. Classic cars are only before '68. Not my '75. Going to have to try again with someone more knowledgable over there. Yep....I had stated value for the 914 with them. When they finally agreed to do it my rate jumped. Then when I bought the 987.1 they wouldn't insure it after they told me before that they would. I dropped them for the P cars and went with Hagerty's. They (AAA) still insure my other cars. I just don't think they want to do classic cars so I took my business elsewhere. They will insure my p cars and our others for normal bluebook value. I am going to pull the 914 from the overall group and go separate for 914 with Hagerty, Grundy, etc. |
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| Montreal914 |
Apr 10 2019, 12:40 PM
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#40
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Senior Member Group: Members Posts: 1,545 Joined: 8-August 10 From: Claremont, CA Member No.: 12,023 Region Association: Southern California
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I daily drive my 914 so any of the collectors insurance is out of the question. I have been with AAA since day 1 (over 9 years ago) but never hope to be in any claim situation as I don't expect to get anything else than 2k$. (IMG:style_emoticons/default/headbang.gif)
I'm curious about other options, but I doubt there is. I hate the risk, but driving my 914 everyday (IMG:style_emoticons/default/driving.gif) priceless... (IMG:style_emoticons/default/biggrin.gif) |
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